Reddit auto insurance.

Doesn’t cost you to use an agent. Look up independent brokerages/ agents in your area. Something to keep in mind the first year you have insurance will be very expensive because you have no insurance history. Once you have “prior insurance” you will have more carriers available to shop with. Not a lot take no prior.Looking for auto insurance reviews? Our Nerds have researched all the top car insurance companies and compiled the results here. Browse all reviews below.Not only am I a new driver, but I own a 2023 Kia forte, not only would it be tough to find insurance on a Kia, but a new driver and a new car at that. Ended up with the general, I pay $441 a month. Yes I know. It’s high. I’m still searching for a better insurance to insure me once my 6 months with the general is up.Claims take months. They never return emails of phone calls. Customer service line you hold for hours. DO NOT SIGN UP WITH PEMBRIDGE. Read the reviews on google. They literally take MONTHS to follow up on insurance claims. They don’t return emails or phone calls. It’s shocking. Its not worth the money you save.

6 days ago · I work in insurance because I need the job, and I wholeheartedly agree with your sentiment, especially with respect to medical insurance. Edit: I snapped my left arm in half last Friday when a tree felling went very poorly (nearly died). We hit the deductible of $5k with our insurance, because an orthopedic surgeon was needed on top of the ER ... Top 10 cheapest car insurance companies. State Farm is the cheapest national car insurance company, at $50 per month for liability-only coverage. American Family and Geico also have affordable quotes, averaging $61 per month. USAA has the cheapest rates overall at $34 per month. But only military members, veterans or their families can qualify ...

As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default …

Finding the best auto insurance depends heavily on the individual. When shopping for auto insurance, most people are primarily concerned with finding the cheapest coverage. However...Car prices have risen ~40% over the last 5 years. Healthcare costs have risen (not sure on figure) but probably a lot. The cost of insurance is proportional to the cost of the cars on the road plus the cost of health insurance in the event of an injury. Sadly I think they're skyrocketing. -1.6 days ago · I work in insurance because I need the job, and I wholeheartedly agree with your sentiment, especially with respect to medical insurance. Edit: I snapped my left arm in half last Friday when a tree felling went very poorly (nearly died). We hit the deductible of $5k with our insurance, because an orthopedic surgeon was needed on top of the ER ... My last auto insurance premium went down, not up. Not sure what you experienced, but most insurers cut rates by about 15% due to less driving during Covid. That has to be made up now as people get back to driving. If you now permanently work from home vs. commuting you should get your annual miles adjusted downward.15 Mar 2022 ... Insurance definitely isn't a scam. People are just a bunch of cheap bastards who call the shit a scam and never see the benefit of it, or they' ...

Auto Insurance Increased 28% from 2021 to 2022. Recently received my bill from Geico and noticed it was higher than normal. There is a 28% increase year over year from February 2021 to February 2022. I called and the representative could not find a reason for the increase. They told me it is likely inflation and price increases for auto parts.

Rate the top 15 car insurance companies on a scale of 1 to 10: State Farm, GEICO, Allstate, Progressive, USAA, Liberty Mutual, Farmers, Nationwide, Travelers, American Family, …

6 Best Home Insurance Companies of March 2024. Chubb, NJM and Country Financial earned the highest ratings in NerdWallet's analysis. Compare top-rated companies now. Many or all of the products ...Cool. Take your full-payment and divide it by 6 (or 12 if you have an annual policy). Put that much in a savings account and now you’ve monthly paid, just to yourself. Obviously your price can change a bit at renewal, but so can other monthly bills. Adjust it … My insurance specifically lets you replace windshields through the plan at zero cost without affecting your rates because it's not a normal claim, for an extra cost of about $5 a month. I've repeatedly replaced windshields with no impact on the plan cost. (In fact, it's been continuing to go down a fair bit every year or so.) Geico, Progressive, NJ Cure, NJM, Allstate, State Farm, etc. Just one caveat, ALWAYS compare coverage limits and ALWAYS carry $100,000 in property damage liability. State minimum is $15k or $25k. If heaven forbid you total someone’s new Mercedes you’re in a world of financial shit if you don’t have enough coverage.A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price...

Auto Damage Adjuster (Field) must answer their phones even if you are driving. They track your answer rate, driving is no reason to not answer your phone per supervisor and manager. Please tell me they are telling everyone this. 31 63. r/Geico: One hotdog or one hamburger, not both.The subreddit about, for, and by alligators. If you think your auto insurance is expensive, try living in Florida. Archived post. New comments cannot be posted and votes cannot be cast. One nine year old vehicle, safe drivers, both late middle age, no claims, pleasure use only, garage kept ... $1,800/year. Florida is beyond FUBAR at this point.My auto insurance with progressive is going up 11.1% in April. For ~$800/year, I have 100k/300k/100k liability coverage on a 2009 toyota corolla and a 2023 toyota rav4 hybrid. … Yes, the numbers are accurate for certain individuals. Car insurance is 2x - 4x other states. Homeowners insurance can also be 2x - 8x similar homes in other states depending on variables like age and location. Aged 20s in particular is terrible for car insurance. Even in Florida you will likely pay double what someone aged 40 pays for the same ... Auto Damage Adjuster (Field) must answer their phones even if you are driving. They track your answer rate, driving is no reason to not answer your phone per supervisor and manager. Please tell me they are telling everyone this. 31 63. r/Geico: One hotdog or one hamburger, not both.6 days ago · I work in insurance because I need the job, and I wholeheartedly agree with your sentiment, especially with respect to medical insurance. Edit: I snapped my left arm in half last Friday when a tree felling went very poorly (nearly died). We hit the deductible of $5k with our insurance, because an orthopedic surgeon was needed on top of the ER ...

Get quotes from all the main insurers. Geico, Progressive, Allstate, etc. I’m 24 and had State Farm. I switched to Geico and am paying significantly less than I was. You might wanna get a rate from them first. Okay just put a call into Geico and got liability for 67.00 per month for both of us.

This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business.1- Location. 2- Age (Years licensed) 3- Lack of credit history. 4- No prior insurance coverage. Now you can't do much in the short-term to resolve any of those issues but you can develop a plan so that in six months to a year you'll be in a position to save yourself some money. What you need to do first is find a car that you can buy outright. KEY POINTS. Auto insurance is a legal requirement and usually also a financial necessity. Reddit's r/personalfinance is a great place to find tips and advice about car insurance coverage. You can ... Get a few quotes and compare prices. It literally takes about 15 minutes to set up over the phone. When you known the vehicle identification number (VIN) from the dealership, you call the insurance company and let them know it. The car will be covered pretty much the instant they type that into the computer.As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default …Her work has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s. Nationwide, Erie, Travelers and USAA are the best car insurance companies for 2024 ...Deductible is what drives the price of the insurance. I do $2000 myself, I have high risk tolerance. Price insurance with $500 vs $1000 vs $2000 deductible and see what make sense. For example if you have $50/month premium difference in $1000 vs $2000 deductible it would take 3 years to "cover" the cost difference. Geaux.14 Aug 2023 ... Original post: What car insurance company do you recommend for LA driving? I pay $460/mo to Liberty Mutual for a 2022 Toyota Prius Prime.Car insurance in Colorado (full coverage) is $168.25/month on average. This is the 7th most expensive in the U.S. alansfactoryoutlet.com Open. Share Sort by: Best. Open comment sort options ... Reddit's largest economics community. Serving as a central forum for users to read, discuss, and learn more about topics related to the economic ...My last auto insurance premium went down, not up. Not sure what you experienced, but most insurers cut rates by about 15% due to less driving during Covid. That has to be made up now as people get back to driving. If you now permanently work from home vs. commuting you should get your annual miles adjusted downward.

TLDR: Call your insurance company and tell them a competitor has a cheaper rate, they will try as hard as possible to lower the price of your policy. I have car insurance with GEICO and I felt that for the amount of driving I do, my rate is too high. So last night I called customer service with the intention of cancelling my policy and ...

Cool. Take your full-payment and divide it by 6 (or 12 if you have an annual policy). Put that much in a savings account and now you’ve monthly paid, just to yourself. Obviously your price can change a bit at renewal, but so can other monthly bills. Adjust it when you get your renewal offer and move on.

Find out how to get the cheapest auto insurance by choosing the right type of insurance and getting great discounts inside. Taking advantage of discounts, paying your bill on time,...6 Nov 2023 ... About Reddit · Advertise · Help · Blog · Careers ... 18 yrs no claims and my insurance is a grand. Cars also ... How much are you paying ... Yes, the numbers are accurate for certain individuals. Car insurance is 2x - 4x other states. Homeowners insurance can also be 2x - 8x similar homes in other states depending on variables like age and location. Aged 20s in particular is terrible for car insurance. Even in Florida you will likely pay double what someone aged 40 pays for the same ... Auto. I’ve seen a lot of confusion/questions on this sub regarding car insurance. I work for an insurance company and just wanted to share my knowledge with you all. I hope this helps. Let me know if you want any clarifications or additions. Types of Coverage. Your auto policy is broken down into different coverage types. I am just reviewing my car insurance. Here's the breakdown. Direct Compensation - Property Damage: 0 deductible. Comprehensive: $500 deductible. Collision: $450 deductible. And my car is 2020 Corolla with only about 25,000 km on it.24 Nov 2023 ... About Reddit · Advertise · Help · Blog · Careers ... car / commuter car like a Vauxhall Insignia or something. ... Can we talk about aut... Do keep in mind that cheap insurance may not be frugal. If you're in a car accident that totals your car and you only have the state minimums (which is just liability insurance) - you will be out precisely one car. $15,000 for injury/death to one person. $30,000 for injury/death to more than one person. $5,000 for damage to property. Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...

Michigan insurance can be such a pain and major companies suck at quoting it and not jacking it up 6 months later so I suggest getting an insurance broker to look for you. Currently I have Citizens Insurance, I used to have Auto-owners until i got a new car and rates went up, Allstate has always been overpriced, and Geico/Progressive have ...Also I confidently can say 99% of the time GEICO is cheaper with auto insurance than any other company but after 6 months there rates do seem to increase quickly vs progressive where there policy changes by a few dollars every 6 months. If you want a stable company whos rates are predictable and consistent- progressive is your company ...A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price...Instagram:https://instagram. blundstone warrantyevent 41 kernel powerplumber in pittsburghdoes youtube tv have peacock There is a difference. In any case, to answer your question, yes, anytime an insurance company pays a loss it goes on your loss history, most likely the CLUE report. All other insurance companies will rate you based on this loss history. Some of them might quote based on your info, assuming it to be good, then change the rate when they run your ... lake st clair great lakegames to play with your friends online The State minimum requirements are incredibly low (25/50/10), and it is relatively cheap to increase the limits a substantial amount. Specifically the property damage coverage (the third number in the xx/xx/xx sequence). Increasing the coverage from 10,000 to 100,000 is usually a total of ~$0.80 every six months. boarderlands 3 Geico, Progressive, NJ Cure, NJM, Allstate, State Farm, etc. Just one caveat, ALWAYS compare coverage limits and ALWAYS carry $100,000 in property damage liability. State minimum is $15k or $25k. If heaven forbid you total someone’s new Mercedes you’re in a world of financial shit if you don’t have enough coverage.Cool. Take your full-payment and divide it by 6 (or 12 if you have an annual policy). Put that much in a savings account and now you’ve monthly paid, just to yourself. Obviously your price can change a bit at renewal, but so can other monthly bills. Adjust it …