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The money is often automatically deducted from your bank account on your next payday two weeks later.Mar 8, 2024 · An installment loan can give you a lump sum of cash in exchange for monthly repayments in the future. Installment loans are a type of nonrevolving credit, meaning that when you apply for the loan, you’ll need to know the exact amount of money you want to borrow. Once you pay back the money you owe, the lender will close the loan. Empower. Empower is one of the best cash advance apps like MoneyLion that lends up to $250, interest-free. When shopping with the Empower card, you can also receive up to 10% cashback on shopping at eligible shops. 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